Private Hard Money Lender for Bridge, Rehab & Construction Loans in California
Who We Are
FK Capital Fund is a California bridge lender and wholesale hard money lender headquartered in San Clemente, CA, providing private money loans secured by residential and commercial real estate statewide. We specialize in real estate bridge loans, 2nd trust deed financing, and construction/rehab capital for time-sensitive purchases, refinances, and value-add projects.
Our process is built for fast underwriting, clear terms, and reliable closings, with each loan structured around collateral strength, exit strategy, and borrower experience. Backed by a team with backgrounds in real estate development, investing, and real estate law, we bring disciplined credit judgment and practical execution to every deal.
Why Choose Us
What Helps Us Move Quickly
We generally consider loan requests from $100,000 to $3,000,000, with leverage up to 65% LTV depending on collateral and structure. For borrowers or brokers reviewing terms like LTV, lien position, or exit strategy, our Private Lending & Mortgage Glossary explains common real estate finance terminology. The fastest reviews usually start with a clear property address, requested loan amount, use of funds, estimated value, existing debt, borrower/entity information, and a defined exit strategy.
CollateralWe review property type, location, value, condition, title, insurance, lien position, and borrower equity to determine whether the collateral supports the request. |
Loan StructureWe look at loan purpose, requested leverage, existing debt, construction or rehab budget, draw needs, term, pricing, and whether the structure fits the transaction. |
Exit StrategyWe focus on how the loan will be repaid, including sale, refinance, project completion, payoff, or another realistic business-purpose exit strategy. |
